Overview

Catalyst have extensive expertise and experience with structuring finance solutions for Australians living and working offshore, and have exclusive access to private banking teams who also specialise in working with HNW expatriates.

We’ll help you remotely navigate and review loan options, engage and negotiate with leading Australian banks and lenders, and ultimately deliver a competitive expat mortgage solution that is tailored to your requirements.

Our award winning advisers have decades of experience in working with complex transactions and are able to leverage their close relationships with lenders to find the right solution for your specific circumstances.

Expat Lending Process

Catalyst have many clients based outside of Australian and we are available at times that suit you including after hours and week-ends.

We have designed a process that allows us to collect information and provide recommendations remotely whilst still delivering the award winning service experience that our high-net-worth clients deserve.

We have an in-house team of Credit Managers & Fulfilment Officers that manage the entire application process including liaising with Lenders, solicitors and real estate agents.

Expat Lending Policy

Our team will assess your options across our Lender panel and take you through the key Lender credit policy variances such as:
Maximum LVR’s
Acceptable currencies
Percentage of income used for servicing based on currency
Inclusion or exclusion of allowances for servicing including bonus income
Australian net asset tests and hurdles
Identification & Power of Attorney requirements
Acceptable loan purposes

Connect with a Catalyst Adviser

Our team of dedicated advisers are ready to help.

Call us on 1300 411 455